Ironwood Plan, Farmhouse Downs : Cambridge CollectionMurfreesboroTN37127
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at Ironwood Plan, Farmhouse Downs: Cambridge Collection, Murfreesboro, TN, 37127 in Murfreesboro is narrow, $77/mo net on $3,250/mo rent after the $2,383/mo debt service, but the property operates at break-even-plus, not a loss. At $529,990 with a 7.36% yield, the long-run equity case via 5% appreciation ($146,426 over five years) and $4,881/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $205,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $77 | $450 |
City averages based on Murfreesboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,250 |
| Total Monthly Debt Service | $2,962 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37127, Murfreesboro, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,605 (100%) |
| Owner Occupied HU | 6,250 (72.6%) |
| Renter Occupied HU | 2,060 (23.9%) |
| Vacant Housing Units | 295 ( 3.4%) |
| Median Home Value | $398,597 |
| Average Home Value | $441,970 |
Housing Distribution
Address Breakdown
Residential
8,829
Single Family
8,064
Multi-Family
765
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37127, Murfreesboro, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,605 (100%) |
| Owner Occupied HU | 6,250 (72.6%) |
| Renter Occupied HU | 2,060 (23.9%) |
| Vacant Housing Units | 295 ( 3.4%) |
| Median Home Value | $398,597 |
| Average Home Value | $441,970 |
Housing Distribution
Address Breakdown
Residential
8,829
Single Family
8,064
Multi-Family
765
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Lennar
Mls Name: Lennar Homes
Mls Provider:
Mls ID: #N/A