Hyland Plan, Build On Your Lot - Kootenai | OLO Builders, Hayden, ID, 83835 | 6.4% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

54% in year one. Equity gained on principal adds $4,136/yr while 5% annual appreciation supports $177,069 over five years. Portfolio math shows five-year ROI at 94.89% and total cumulative return in cash at $200,089. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,420/mo property income against a $3,137/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 83835, Hayden, ID area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,959 (100%)
Owner Occupied HU	8,303 (75.8%)
Renter Occupied HU	1,761 (16.1%)
Vacant Housing Units	895 ( 8.2%)
Median Home Value	$634,951
Average Home Value	$703,881