HENNESSY Plan, Fossil Creek RanchWindsorCO80528
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Windsor rental at HENNESSY Plan, Fossil Creek Ranch, Windsor, CO, 80528 sits in the solid-income band: 7.59% gross yield, $3,439/mo rent, $269/mo net after the $2,446/mo debt service, DSCR 1.41. Entry price of $543,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $150,294 and $5,010/yr in principal reduction bring total cumulative return to $222,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.0% |
| Monthly Cash Flow | $269 | $300 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,439 |
| Total Monthly Debt Service | $2,954 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
