Helen Heights Plan 5-1280_5 Plan, Helen HeightsLebanon JunctionKY40150
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Helen Heights Plan 5-1280_5 Plan, Helen Heights, Lebanon Junction, KY, 40150 in Lebanon Junction earns a 8.98% gross yield at $284,250. Rent of $2,128/mo nets $381/mo after the $1,278/mo mortgage. The 1.67 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $78,533 and $2,618/yr in equity accumulation project a total cumulative return of $132,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.2% |
| Monthly Cash Flow | $381 | $200 |
City averages based on Lebanon Junction market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,128 |
| Total Monthly Debt Service | $1,634 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
$17 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40150, Lebanon Junction, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,871 (100%) |
| Owner Occupied HU | 1,455 (77.8%) |
| Renter Occupied HU | 294 (15.7%) |
| Vacant Housing Units | 122 ( 6.5%) |
| Median Home Value | $255,048 |
| Average Home Value | $283,485 |
Housing Distribution
Address Breakdown
Residential
1,726
Single Family
1,726
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
$17 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40150, Lebanon Junction, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,871 (100%) |
| Owner Occupied HU | 1,455 (77.8%) |
| Renter Occupied HU | 294 (15.7%) |
| Vacant Housing Units | 122 ( 6.5%) |
| Median Home Value | $255,048 |
| Average Home Value | $283,485 |
Housing Distribution
Address Breakdown
Residential
1,726
Single Family
1,726
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • CDF Builders
Mls Name: CDF Builders
Mls ID: #N/A