122 Parkers LoopHodgenvilleKY42748
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 122 Parkers Loop, Hodgenville, KY, 42748 in Hodgenville speaks for itself: 10.48% gross on a $242,000 price, generating $2,113/mo in rent and $640/mo in net income after the $1,088/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,684 stacks alongside $66,860 in projected five-year appreciation and $2,229/yr in principal reduction. Projected total cumulative return: $132,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 7.0% |
| Monthly Cash Flow | $640 | $550 |
City averages based on Hodgenville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,113 |
| Total Monthly Debt Service | $1,377 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42748, Hodgenville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,142 (100%) |
| Owner Occupied HU | 2,718 (65.6%) |
| Renter Occupied HU | 1,068 (25.8%) |
| Vacant Housing Units | 356 ( 8.6%) |
| Median Home Value | $191,453 |
| Average Home Value | $239,151 |
Housing Distribution
Address Breakdown
Residential
3,967
Single Family
3,941
Multi-Family
26
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42748, Hodgenville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,142 (100%) |
| Owner Occupied HU | 2,718 (65.6%) |
| Renter Occupied HU | 1,068 (25.8%) |
| Vacant Housing Units | 356 ( 8.6%) |
| Median Home Value | $191,453 |
| Average Home Value | $239,151 |
Housing Distribution
Address Breakdown
Residential
3,967
Single Family
3,941
Multi-Family
26
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brad Travis • BEST REALTY
Mls Name: HKMLS
Mls ID: #HK25004340