Finley Plan, Hartrick RanchTempleTX76502








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Temple at Finley Plan, Hartrick Ranch, Temple, TX, 76502 offers $2,671/mo rent that, after a $1,747/mo payment, leaves $133/mo cash flow. Total monthly income is $2,671/mo, and annual cash flow is $1,592/yr on $118,346 cash. Return on cash invested measures 21.25% in year one, and rental yield stands at 8.98% at a $357,000 entry. Equity gained on principal adds $2,304/yr while 5% annual appreciation compounds into $98,633 by year five. Five-year ROI records 111.26% and total cumulative return in cash reaches $131,668. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,671/mo property income versus a $1,747/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76502, Temple, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,696 (100%) |
| Owner Occupied HU | 13,995 (61.7%) |
| Renter Occupied HU | 7,260 (32.0%) |
| Vacant Housing Units | 1,441 ( 6.3%) |
| Median Home Value | $302,329 |
| Average Home Value | $330,680 |
Housing Distribution
Address Breakdown
Residential
22,452
Single Family
20,044
Multi-Family
2,408
Businesses
853
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