8905 Ponderosa Pine Rd, Temple, TX, 76501 | $121/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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8905 Ponderosa Pine Rd, Temple, TX, 76501 | $121/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 8905 Ponderosa Pine Rd, Temple, TX, 76501 uses $100,667 cash to close to unlock $1,450/yr annual cash flow and $121/mo monthly cash flow. Total monthly income runs $2,280/mo, and a $1,486/mo payment keeps the spread at $121/mo. Purchase price stands at $303,670, and rental yield measures 9.01% with $2,280/mo rent. Return on cash invested shows 21.35% in year one, and 5% annual appreciation builds toward $83,898 over five years. Five-year ROI reaches 111.77% and total cumulative return in cash records $112,512. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,280/mo property income covering a $1,486/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to Mesa Ridge - Where Your Dream Home Awaits in the Heart of Temple, TX! We're excited to announce that Phase 3 is here! It's time to discover the perfect blend of comfort, convenience, and community. Nestled in the vibrant city of Temple, Mesa Ridge offers more than just a home; it's a lifestyle. Featuring homes from our Pioneer Collection, we've designed each humble abode with your needs in mind while making sure to craft them to perfection in the heart of Temple's most sought-after community. Whether you're a growing family, a busy professional, or enjoying your golden years, Mesa Ridge has the perfect home for you. But it's not just about the homes - it's about the lifestyle. Temple is buzzing with excitement, and Mesa Ridge puts you right in the center of it all. From top-notch schools and convenient shopping to endless dining options and outdoor adventures, every day brings new possibilities. Phase 3 won't last long, so don't wait! Come home to Mesa Ridge - where your story begins, and memories are made.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76501, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,880 (100%)
Owner Occupied HU	4,286 (54.4%)
Renter Occupied HU	2,877 (36.5%)
Vacant Housing Units	717 ( 9.1%)
Median Home Value	$232,289
Average Home Value	$269,705