Ennis Mountain RdAftonVA22920
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines Ennis Mountain Rd, Afton, VA, 22920 in Afton: $1,868/mo in rent, $559/mo net, 10.24% gross yield, all on a $219,000 acquisition. The 1.90 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $60,506 in value, and $2,017/yr in principal paydown steadily builds equity. Projected total cumulative return: $118,798.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $559 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,868 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22920, Afton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,994 (100%) |
| Owner Occupied HU | 1,405 (70.5%) |
| Renter Occupied HU | 286 (14.3%) |
| Vacant Housing Units | 303 (15.2%) |
| Median Home Value | $544,771 |
| Average Home Value | $639,324 |
Housing Distribution
Address Breakdown
Residential
1,906
Single Family
1,906
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22920, Afton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,994 (100%) |
| Owner Occupied HU | 1,405 (70.5%) |
| Renter Occupied HU | 286 (14.3%) |
| Vacant Housing Units | 303 (15.2%) |
| Median Home Value | $544,771 |
| Average Home Value | $639,324 |
Housing Distribution
Address Breakdown
Residential
1,906
Single Family
1,906
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Bendle • MOUNTAIN AREA NEST REALTY
Mls Name: CAAR
Mls Provider:
Mls ID: #655387
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.