Elder with Full Basement Plan, Barclay WoodsGoshenOH45122
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, Elder with Full Basement Plan, Barclay Woods, Goshen, OH, 45122 in Goshen deserves attention. This $342,990 property earns $3,293/mo in rent, a 11.52% gross yield, and nets $1,037/mo after the $1,542/mo payment. DSCR 2.14 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $94,762 compounds alongside $3,159/yr in yearly equity build, for a total cumulative return of $197,397.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $1,037 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,293 |
| Total Monthly Debt Service | $2,120 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45122, Goshen, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,784 (100%) |
| Owner Occupied HU | 3,772 (78.8%) |
| Renter Occupied HU | 760 (15.9%) |
| Vacant Housing Units | 252 ( 5.3%) |
| Median Home Value | $261,663 |
| Average Home Value | $314,398 |
Housing Distribution
Address Breakdown
Residential
4,359
Single Family
3,983
Multi-Family
376
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45122, Goshen, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,784 (100%) |
| Owner Occupied HU | 3,772 (78.8%) |
| Renter Occupied HU | 760 (15.9%) |
| Vacant Housing Units | 252 ( 5.3%) |
| Median Home Value | $261,663 |
| Average Home Value | $314,398 |
Housing Distribution
Address Breakdown
Residential
4,359
Single Family
3,983
Multi-Family
376
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices