Desert View Tower Homes #&-3JacumbaCA91934
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at Desert View Tower Homes #&-3, Jacumba, CA, 91934 in Jacumba is capital appreciation. Rental yield 1.04%. The 1.04% gross yield at $1,695,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $468,297 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.19) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $62,470.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1% | 6.0% |
| Monthly Cash Flow | $(9,017) | $1,200 |
City averages based on Jacumba market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,469 |
| Total Monthly Debt Service | $9,811 |
| DSCR Ratio | 0.15x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91934, Jacumba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 355 (100%) |
| Owner Occupied HU | 189 (53.2%) |
| Renter Occupied HU | 126 (35.5%) |
| Vacant Housing Units | 40 (11.3%) |
| Median Home Value | $415,979 |
| Average Home Value | $411,310 |
Housing Distribution
Address Breakdown
Residential
40
Single Family
40
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91934, Jacumba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 355 (100%) |
| Owner Occupied HU | 189 (53.2%) |
| Renter Occupied HU | 126 (35.5%) |
| Vacant Housing Units | 40 (11.3%) |
| Median Home Value | $415,979 |
| Average Home Value | $411,310 |
Housing Distribution
Address Breakdown
Residential
40
Single Family
40
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lanz Correia • Coldwell Banker West
Mls Name: SDMLS
Mls ID: #250037879