D3 Cobble Ridge RoadBondvilleVT05340
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayD3 Cobble Ridge Road, Bondville, VT, 05340 in Bondville is priced for appreciation, not yield. Rental yield 5.89%. At $875,000 with a 5.89% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $241,746 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.09) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $144,731.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.2% |
| Monthly Cash Flow | $(3,036) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,297 |
| Total Monthly Debt Service | $6,985 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
95 Acres lot
$N/A/sqft
$4,536 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05340, Bondville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,664 (100%) |
| Owner Occupied HU | 396 (23.8%) |
| Renter Occupied HU | 60 ( 3.6%) |
| Vacant Housing Units | 1,208 (72.6%) |
| Median Home Value | $518,617 |
| Average Home Value | $611,256 |
Housing Distribution
Address Breakdown
Residential
108
Single Family
108
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
95 Acres lot
$N/A/sqft
$4,536 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05340, Bondville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,664 (100%) |
| Owner Occupied HU | 396 (23.8%) |
| Renter Occupied HU | 60 ( 3.6%) |
| Vacant Housing Units | 1,208 (72.6%) |
| Median Home Value | $518,617 |
| Average Home Value | $611,256 |
Housing Distribution
Address Breakdown
Residential
108
Single Family
108
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices