County Road 311Calhoun CityMS38916
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at County Road 311, Calhoun City, MS, 38916 in Calhoun City is capital appreciation. Rental yield 5.53%. The 5.53% gross yield at $272,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $75,149 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.03) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $76,646.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(410) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,254 |
| Total Monthly Debt Service | $1,556 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38916, Calhoun City, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 496 (21.8%) |
| Vacant Housing Units | 433 (19.0%) |
| Median Home Value | $94,364 |
| Average Home Value | $114,798 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,505
Multi-Family
25
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38916, Calhoun City, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 496 (21.8%) |
| Vacant Housing Units | 433 (19.0%) |
| Median Home Value | $94,364 |
| Average Home Value | $114,798 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,505
Multi-Family
25
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hunter Robison • SmallTown Properties
Mls Name: REALSTACK
Mls ID: #96866