County Highway 87RussellvilleAL35654
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, County Highway 87, Russellville, AL, 35654 in Russellville deserves attention. This $123,000 property earns $1,843/mo in rent, a 17.98% gross yield, and nets $1,149/mo after the $553/mo payment. DSCR 3.33 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $33,983 compounds alongside $1,133/yr in yearly equity build, for a total cumulative return of $120,286.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 6.2% |
| Monthly Cash Flow | $1,149 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,843 |
| Total Monthly Debt Service | $645 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35654, Russellville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,759 (100%) |
| Owner Occupied HU | 2,342 (62.3%) |
| Renter Occupied HU | 1,011 (26.9%) |
| Vacant Housing Units | 406 (10.8%) |
| Median Home Value | $196,944 |
| Average Home Value | $225,808 |
Housing Distribution
Address Breakdown
Residential
3,632
Single Family
3,334
Multi-Family
298
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
3.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35654, Russellville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,759 (100%) |
| Owner Occupied HU | 2,342 (62.3%) |
| Renter Occupied HU | 1,011 (26.9%) |
| Vacant Housing Units | 406 (10.8%) |
| Median Home Value | $196,944 |
| Average Home Value | $225,808 |
Housing Distribution
Address Breakdown
Residential
3,632
Single Family
3,334
Multi-Family
298
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: EXIT Realty broker feed
Mls ID: #519052