Concept 1790 Plan, Silo Mills - Select Series, Joshua, TX, 76058 | $79/mo Cash Flow

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Concept 1790 Plan, Silo Mills - Select Series, Joshua, TX, 76058 | $79/mo Cash Flow | Ziffy

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income registers $2,334/mo, and a $1,552/mo payment leaves $79/mo available for distribution. Annual cash flow reaches $952/yr on $105,082 to close, and return on cash invested stands at 20.82% in year one. Equity gained on principal adds $2,045/yr while 5% annual appreciation supports $87,578 over five years. Portfolio math shows five-year ROI at 108.94% and total cumulative return in cash at $114,474. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,334/mo property income against a $1,552/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Step inside this charming single-story home featuring four bedrooms and up to 1,832 square feet.. From the extended foyer, the open kitchen and adjacent family room create a sense of connection. The large windows in the nook and primary bedroom bring natural light and warmth while the secondary bedrooms with a shared bathroom offer space for large families, with the option to convert the third bedroom into a study. With multiple elevation choices, optional covered patios and the ability to convert the two-car garage into a three-car garage, this floor plan perfectly matches any lifestyle.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76058, Joshua, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,412 (100%)
Owner Occupied HU	6,030 (71.7%)
Renter Occupied HU	1,868 (22.2%)
Vacant Housing Units	514 ( 6.1%)
Median Home Value	$317,351
Average Home Value	$364,850