Columbus Plan, Graceland EstatesThonotosassaFL33592
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Columbus Plan, Graceland Estates, Thonotosassa, FL, 33592 in Thonotosassa speaks for itself: 12.91% gross on a $662,400 price, generating $7,127/mo in rent and $2,731/mo in net income after the $2,979/mo debt service. DSCR 2.39, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $32,772 stacks alongside $183,009 in projected five-year appreciation and $6,101/yr in principal reduction. Projected total cumulative return: $428,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 6.0% |
| Monthly Cash Flow | $2,731 | $300 |
City averages based on Thonotosassa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,127 |
| Total Monthly Debt Service | $4,132 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33592, Thonotosassa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,618 (100%) |
| Owner Occupied HU | 3,421 (60.9%) |
| Renter Occupied HU | 1,700 (30.3%) |
| Vacant Housing Units | 497 ( 8.8%) |
| Median Home Value | $370,697 |
| Average Home Value | $479,746 |
Housing Distribution
Address Breakdown
Residential
4,668
Single Family
4,310
Multi-Family
358
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33592, Thonotosassa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,618 (100%) |
| Owner Occupied HU | 3,421 (60.9%) |
| Renter Occupied HU | 1,700 (30.3%) |
| Vacant Housing Units | 497 ( 8.8%) |
| Median Home Value | $370,697 |
| Average Home Value | $479,746 |
Housing Distribution
Address Breakdown
Residential
4,668
Single Family
4,310
Multi-Family
358
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices