Chatham Plan, Silver PeaksBrightonCO80603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at Chatham Plan, Silver Peaks, Brighton, CO, 80603 in Brighton: $3,360/mo in rent, $458/mo in net income, 8.1% gross yield, 1.50 DSCR, all at $497,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $137,585 in appreciation and $4,587/yr in principal paydown projects total cumulative return of $217,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $458 | $450 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,360 |
| Total Monthly Debt Service | $2,704 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80603, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,636 (100%) |
| Owner Occupied HU | 5,005 (88.8%) |
| Renter Occupied HU | 536 ( 9.5%) |
| Vacant Housing Units | 95 ( 1.7%) |
| Median Home Value | $574,462 |
| Average Home Value | $591,347 |
Housing Distribution
Address Breakdown
Residential
5,625
Single Family
5,625
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80603, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,636 (100%) |
| Owner Occupied HU | 5,005 (88.8%) |
| Renter Occupied HU | 536 ( 9.5%) |
| Vacant Housing Units | 95 ( 1.7%) |
| Median Home Value | $574,462 |
| Average Home Value | $591,347 |
Housing Distribution
Address Breakdown
Residential
5,625
Single Family
5,625
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
