Charlotte Plan, Chestnut HillsDauphinPA17018
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, Charlotte Plan, Chestnut Hills, Dauphin, PA, 17018 in Dauphin earns a 8.56% gross yield at $454,900. Rent of $3,244/mo nets $263/mo after the $2,046/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $125,680 and $4,190/yr in equity accumulation project a total cumulative return of $190,141.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $263 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,244 |
| Total Monthly Debt Service | $2,800 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17018, Dauphin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,937 (100%) |
| Owner Occupied HU | 1,570 (81.1%) |
| Renter Occupied HU | 234 (12.1%) |
| Vacant Housing Units | 133 ( 6.9%) |
| Median Home Value | $291,084 |
| Average Home Value | $353,403 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17018, Dauphin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,937 (100%) |
| Owner Occupied HU | 1,570 (81.1%) |
| Renter Occupied HU | 234 (12.1%) |
| Vacant Housing Units | 133 ( 6.9%) |
| Median Home Value | $291,084 |
| Average Home Value | $353,403 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices