Charlie Boy RdBenoitMS38725
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeCharlie Boy Rd, Benoit, MS, 38725 in Benoit is a solid income-producing rental, 9.5% gross yield, $950/mo rent, $216/mo net cash flow on a $120,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $33,154 and $1,105/yr in principal reduction project a total cumulative return of $59,313.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $216 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $950 |
| Total Monthly Debt Service | $687 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38725, Benoit, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 447 (100%) |
| Owner Occupied HU | 226 (50.6%) |
| Renter Occupied HU | 110 (24.6%) |
| Vacant Housing Units | 111 (24.8%) |
| Median Home Value | $100,000 |
| Average Home Value | $129,923 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
234
Multi-Family
24
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38725, Benoit, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 447 (100%) |
| Owner Occupied HU | 226 (50.6%) |
| Renter Occupied HU | 110 (24.6%) |
| Vacant Housing Units | 111 (24.8%) |
| Median Home Value | $100,000 |
| Average Home Value | $129,923 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
234
Multi-Family
24
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A