Carmel Plan, Waterwheel : Coastline CollectionSan AntonioTX78254
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis San Antonio rental at Carmel Plan, Waterwheel: Coastline Collection, San Antonio, TX, 78254 sits in the solid-income band: 9.38% gross yield, $2,234/mo rent, $201/mo net after the $1,286/mo debt service, DSCR 1.74. Entry price of $285,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $79,016 and $2,634/yr in principal reduction bring total cumulative return to $122,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $201 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,234 |
| Total Monthly Debt Service | $1,920 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78254, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,783 (100%) |
| Owner Occupied HU | 25,306 (79.6%) |
| Renter Occupied HU | 5,149 (16.2%) |
| Vacant Housing Units | 1,328 ( 4.2%) |
| Median Home Value | $350,768 |
| Average Home Value | $375,437 |
Housing Distribution
Address Breakdown
Residential
30,371
Single Family
28,821
Multi-Family
1,550
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78254, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 31,783 (100%) |
| Owner Occupied HU | 25,306 (79.6%) |
| Renter Occupied HU | 5,149 (16.2%) |
| Vacant Housing Units | 1,328 ( 4.2%) |
| Median Home Value | $350,768 |
| Average Home Value | $375,437 |
Housing Distribution
Address Breakdown
Residential
30,371
Single Family
28,821
Multi-Family
1,550
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Lennar
Mls Name: Lennar Homes
Mls Provider:
Mls ID: #N/A