California Plan, The CrestOneontaAL35121





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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oneonta at California Plan, The Crest, Oneonta, AL, 35121 uses $86,157 cash to close to unlock $6,541/yr annual cash flow and $545/mo monthly cash flow. Total monthly income runs $2,012/mo, and a $1,272/mo payment keeps the spread at $545/mo. Purchase price stands at $259,900, and rental yield measures 9.29% with $2,012/mo rent. Return on cash invested shows 27.5% in year one, and 5% annual appreciation builds toward $71,806 over five years. Five-year ROI reaches 142.89% and total cumulative return in cash records $123,106. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,012/mo property income covering a $1,272/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35121, Oneonta, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,877 (100%) |
| Owner Occupied HU | 4,695 (68.3%) |
| Renter Occupied HU | 1,583 (23.0%) |
| Vacant Housing Units | 599 ( 8.7%) |
| Median Home Value | $202,796 |
| Average Home Value | $247,068 |
Housing Distribution
Address Breakdown
Residential
6,618
Single Family
6,435
Multi-Family
183
Businesses
713
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