Burns Creek CtWaterfordCA95386
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, Burns Creek Ct, Waterford, CA, 95386 in Waterford is a conservative rental investment at $459,999. Rental yield 6.26%. A 1.16 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $127,089; $4,237/yr in principal paydown supplements. Total projected return: $145,772.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.0% |
| Monthly Cash Flow | $(446) | $250 |
City averages based on Waterford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $2,663 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
10,572 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,538 (100%) |
| Owner Occupied HU | 2,298 (65.0%) |
| Renter Occupied HU | 1,124 (31.8%) |
| Vacant Housing Units | 116 ( 3.3%) |
| Median Home Value | $468,277 |
| Average Home Value | $559,281 |
Housing Distribution
Address Breakdown
Residential
3,245
Single Family
3,106
Multi-Family
139
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
10,572 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95386, Waterford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,538 (100%) |
| Owner Occupied HU | 2,298 (65.0%) |
| Renter Occupied HU | 1,124 (31.8%) |
| Vacant Housing Units | 116 ( 3.3%) |
| Median Home Value | $468,277 |
| Average Home Value | $559,281 |
Housing Distribution
Address Breakdown
Residential
3,245
Single Family
3,106
Multi-Family
139
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jose Diaz • EXIT REALTY CONSULTANTS
Mls Name: EXIT Realty broker feed
Mls ID: #225130222