Brockton Dr #30A3T8ColumbiaMO65201
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.79% yield at Brockton Dr #30A3T8, Columbia, MO, 65201 in Columbia is solid, but the $2,395/mo payment compresses net cash flow to $143/mo at $532,600. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $147,148 by year five, and $4,905/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.44) without U.S. income documentation. Total projected return: $211,228.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.8% |
| Monthly Cash Flow | $143 | $1,420 |
City averages based on Columbia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,460 |
| Total Monthly Debt Service | $3,105 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65201, Columbia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,582 (100%) |
| Owner Occupied HU | 6,281 (27.8%) |
| Renter Occupied HU | 13,910 (61.6%) |
| Vacant Housing Units | 2,391 (10.6%) |
| Median Home Value | $312,605 |
| Average Home Value | $358,527 |
Housing Distribution
Address Breakdown
Residential
20,008
Single Family
15,512
Multi-Family
4,496
Businesses
1,763
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65201, Columbia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,582 (100%) |
| Owner Occupied HU | 6,281 (27.8%) |
| Renter Occupied HU | 13,910 (61.6%) |
| Vacant Housing Units | 2,391 (10.6%) |
| Median Home Value | $312,605 |
| Average Home Value | $358,527 |
Housing Distribution
Address Breakdown
Residential
20,008
Single Family
15,512
Multi-Family
4,496
Businesses
1,763
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices