Bay RdStreetMD21154
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowBay Rd, Street, MD, 21154 in Street earns its strong cash-flow label: 19.76% yield, $2,136/mo rent, $1,329/mo net income, DSCR 3.66. The $129,700 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $35,834 by year five. Combined with $1,195/yr in principal paydown, total projected return reaches $134,798.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 7.0% |
| Monthly Cash Flow | $1,329 | $800 |
City averages based on Street market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,136 |
| Total Monthly Debt Service | $755 |
| DSCR Ratio | 2.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
129.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21154, Street, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,468 (100%) |
| Owner Occupied HU | 2,071 (83.9%) |
| Renter Occupied HU | 248 (10.0%) |
| Vacant Housing Units | 149 ( 6.0%) |
| Median Home Value | $559,518 |
| Average Home Value | $562,809 |
Housing Distribution
Address Breakdown
Residential
2,318
Single Family
2,318
Multi-Family
0
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
129.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21154, Street, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,468 (100%) |
| Owner Occupied HU | 2,071 (83.9%) |
| Renter Occupied HU | 248 (10.0%) |
| Vacant Housing Units | 149 ( 6.0%) |
| Median Home Value | $559,518 |
| Average Home Value | $562,809 |
Housing Distribution
Address Breakdown
Residential
2,318
Single Family
2,318
Multi-Family
0
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices