Austen Plan, Hartrick Ranch, Temple, TX, 76502 | $645/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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Austen Plan, Hartrick Ranch, Temple, TX, 76502 | $645/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Austen Plan, Hartrick Ranch, Temple, TX, 76502 with 5% annual appreciation on a $284,900 basis while $2,671/mo rent supports operations. Total monthly income totals $2,671/mo and a $1,394/mo payment preserves $645/mo for cash returns. Annual cash flow comes to $7,746/yr on $94,444 deployed, and return on cash invested reaches 28.11% in year one. Equity gained on principal adds $1,838/yr, and five-year appreciation sums $78,713 alongside rental yield of 11.25%. Five-year ROI measures 148.04% and total cumulative return in cash totals $139,811.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,671/mo property income versus a $1,394/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Austen Floor Plan - 4-Bedroom, 3-Bathroom Home with Open-Concept Living and Oversized Pantry The Austen floor plan by Omega Builders offers a perfect blend of functionality and style in a 1,783 sq ft, single-story layout. Featuring 4 bedrooms and 3 full bathrooms, this home is designed to accommodate modern family living. The heart of the Austen is its open-concept living area, where the spacious family room seamlessly connects to the dining area and kitchen, creating an ideal space for entertaining and everyday life. The kitchen boasts an oversized pantry, providing ample storage for all your culinary needs. Natural light floods the living spaces through a large wall of windows, enhancing the home's warm and inviting atmosphere. Each bedroom is thoughtfully designed with generous closet space, ensuring comfort and organization for all family members. Additional features include a covered patio for outdoor relaxation and a 2-car garage offering convenient storage solutions. Experience the perfect balance of comfort and efficiency with the Austen floor plan by Omega Builders.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680