998 Shelbie AveBrawleyCA92227
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 998 Shelbie Ave, Brawley, CA, 92227 in Brawley deserves attention. This $459,900 property earns $4,474/mo in rent, a 11.67% gross yield, and nets $1,552/mo after the $2,068/mo payment. DSCR 2.16 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $127,062 compounds alongside $4,236/yr in yearly equity build, for a total cumulative return of $274,643.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.0% |
| Monthly Cash Flow | $1,552 | $800 |
City averages based on Brawley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,474 |
| Total Monthly Debt Service | $2,739 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92227, Brawley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,223 (100%) |
| Owner Occupied HU | 4,635 (50.3%) |
| Renter Occupied HU | 4,139 (44.9%) |
| Vacant Housing Units | 449 ( 4.9%) |
| Median Home Value | $335,991 |
| Average Home Value | $372,502 |
Housing Distribution
Address Breakdown
Residential
9,040
Single Family
8,468
Multi-Family
572
Businesses
768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92227, Brawley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,223 (100%) |
| Owner Occupied HU | 4,635 (50.3%) |
| Renter Occupied HU | 4,139 (44.9%) |
| Vacant Housing Units | 449 ( 4.9%) |
| Median Home Value | $335,991 |
| Average Home Value | $372,502 |
Housing Distribution
Address Breakdown
Residential
9,040
Single Family
8,468
Multi-Family
572
Businesses
768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices