994 MAGNUM LaneCottonwoodAZ86326
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 994 MAGNUM Lane, Cottonwood, AZ, 86326 in Cottonwood. Rental yield 6.29%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $132,737 and $4,425/yr in principal reduction project total return of $157,440.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.0% |
| Monthly Cash Flow | $(380) | $300 |
City averages based on Cottonwood market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $2,709 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,822 sqft lot
$N/A/sqft
$181 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,822 sqft lot
$N/A/sqft
$181 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon M Wilmeth • DH AZ Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #7026291
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.