7869 E Spouse DrPrescott ValleyAZ86314
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 7869 E Spouse Dr, Prescott Valley, AZ, 86314 in Prescott Valley at $690,000, 3.73% gross yield, is a market-growth asset. Rental yield 3.73%. The $2,146/mo rent partially funds the $3,103/mo debt service; the core return is the 5%/yr price growth projected to add $190,634 over five years. Ziffy Mortgage's DSCR mortgage (0.69) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $136,434.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.0% |
| Monthly Cash Flow | $(1,933) | $300 |
City averages based on Prescott Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,146 |
| Total Monthly Debt Service | $3,804 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1981
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1981
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86314, Prescott Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,275 (100%) |
| Owner Occupied HU | 12,083 (66.1%) |
| Renter Occupied HU | 5,250 (28.7%) |
| Vacant Housing Units | 942 ( 5.2%) |
| Median Home Value | $414,474 |
| Average Home Value | $442,137 |
Housing Distribution
Address Breakdown
Residential
18,295
Single Family
16,093
Multi-Family
2,202
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy E Fassero • Compass
Mls Name: PAAR
Mls Provider:
Mls ID: #1074393
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.