9937 SW County Road 392KinardFL32449
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9937 SW County Road 392, Kinard, FL, 32449 in Kinard speaks for itself: 12.24% gross on a $194,900 price, generating $1,987/mo in rent and $694/mo in net income after the $876/mo debt service. DSCR 2.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,326 stacks alongside $53,847 in projected five-year appreciation and $1,795/yr in principal reduction. Projected total cumulative return: $118,972.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.5% |
| Monthly Cash Flow | $694 | $300 |
City averages based on Kinard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,987 |
| Total Monthly Debt Service | $1,216 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32449, Kinard, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 313 (100%) |
| Owner Occupied HU | 229 (73.2%) |
| Renter Occupied HU | 11 ( 3.5%) |
| Vacant Housing Units | 73 (23.3%) |
| Median Home Value | $119,817 |
| Average Home Value | $136,070 |
Housing Distribution
Address Breakdown
Residential
253
Single Family
253
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32449, Kinard, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 313 (100%) |
| Owner Occupied HU | 229 (73.2%) |
| Renter Occupied HU | 11 ( 3.5%) |
| Vacant Housing Units | 73 (23.3%) |
| Median Home Value | $119,817 |
| Average Home Value | $136,070 |
Housing Distribution
Address Breakdown
Residential
253
Single Family
253
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices