9926 Kay StAdelantoCA92301
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9926 Kay St, Adelanto, CA, 92301 in Adelanto speaks for itself: 15.58% gross on a $267,000 price, generating $3,466/mo in rent and $1,790/mo in net income after the $1,201/mo debt service. DSCR 2.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,478 stacks alongside $73,767 in projected five-year appreciation and $2,459/yr in principal reduction. Projected total cumulative return: $216,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.6% | 7.0% |
| Monthly Cash Flow | $1,790 | $1,200 |
City averages based on Adelanto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,466 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
7,680 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92301, Adelanto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,445 (100%) |
| Owner Occupied HU | 5,969 (57.1%) |
| Renter Occupied HU | 3,975 (38.1%) |
| Vacant Housing Units | 501 ( 4.8%) |
| Median Home Value | $352,393 |
| Average Home Value | $388,905 |
Housing Distribution
Address Breakdown
Residential
10,138
Single Family
10,031
Multi-Family
107
Businesses
370
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
7,680 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92301, Adelanto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,445 (100%) |
| Owner Occupied HU | 5,969 (57.1%) |
| Renter Occupied HU | 3,975 (38.1%) |
| Vacant Housing Units | 501 ( 4.8%) |
| Median Home Value | $352,393 |
| Average Home Value | $388,905 |
Housing Distribution
Address Breakdown
Residential
10,138
Single Family
10,031
Multi-Family
107
Businesses
370
Nearby investment properties with comparable rents