9922 Lanier DrSaint LouisMO63136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9922 Lanier Dr, Saint Louis, MO, 63136 in Saint Louis speaks for itself: 15.32% gross on a $125,000 price, generating $1,596/mo in rent and $818/mo in net income after the $562/mo debt service. DSCR 2.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,810 stacks alongside $34,535 in projected five-year appreciation and $1,151/yr in principal reduction. Projected total cumulative return: $100,075.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 7.8% |
| Monthly Cash Flow | $818 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,596 |
| Total Monthly Debt Service | $729 |
| DSCR Ratio | 2.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
8,637 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63136, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,747 (100%) |
| Owner Occupied HU | 8,158 (39.3%) |
| Renter Occupied HU | 8,660 (41.7%) |
| Vacant Housing Units | 3,929 (18.9%) |
| Median Home Value | $85,951 |
| Average Home Value | $204,067 |
Housing Distribution
Address Breakdown
Residential
17,740
Single Family
15,946
Multi-Family
1,794
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
8,637 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63136, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,747 (100%) |
| Owner Occupied HU | 8,158 (39.3%) |
| Renter Occupied HU | 8,660 (41.7%) |
| Vacant Housing Units | 3,929 (18.9%) |
| Median Home Value | $85,951 |
| Average Home Value | $204,067 |
Housing Distribution
Address Breakdown
Residential
17,740
Single Family
15,946
Multi-Family
1,794
Businesses
801
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Veores Dean • ReeceNichols Real Estate
Mls Name: MARIS
Mls ID: #25077596