992 Callen StVacavilleCA95688
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 992 Callen St, Vacaville, CA, 95688 in Vacaville is straightforward: $400,000 in, $3,012/mo in rent, $538/mo out after debt service. The 9.04% gross yield and 1.67 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $110,513 by year five. With $3,684/yr in principal equity, the total cumulative return is projected at $186,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $538 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,012 |
| Total Monthly Debt Service | $2,315 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
4,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Korosh Sahami II • Realty World Bay Area R.E.
Mls Name: SFAR
Mls Provider:
Mls ID: #325057135
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.