990 Barber DrCreswellOR97426
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 990 Barber Dr, Creswell, OR, 97426 in Creswell at $399,900 earns $2,476/mo in rent and nets $62/mo after the $1,798/mo payment, a 7.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $110,485 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $3,683/yr in principal paydown, total projected return reaches $155,401.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $62 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,476 |
| Total Monthly Debt Service | $2,255 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97426, Creswell, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,186 (100%) |
| Owner Occupied HU | 3,203 (76.5%) |
| Renter Occupied HU | 817 (19.5%) |
| Vacant Housing Units | 166 ( 4.0%) |
| Median Home Value | $587,478 |
| Average Home Value | $656,621 |
Housing Distribution
Address Breakdown
Residential
3,777
Single Family
3,617
Multi-Family
160
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97426, Creswell, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,186 (100%) |
| Owner Occupied HU | 3,203 (76.5%) |
| Renter Occupied HU | 817 (19.5%) |
| Vacant Housing Units | 166 ( 4.0%) |
| Median Home Value | $587,478 |
| Average Home Value | $656,621 |
Housing Distribution
Address Breakdown
Residential
3,777
Single Family
3,617
Multi-Family
160
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Ball • Triple Oaks Realty LLC
Mls Name: RMLS (OR)
Mls Provider:
Mls ID: #710237220
Disclaimer: The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS of Portland, Oregon. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the RMLS logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright 2025 RMLS, Portland, Oregon. This content last updated on 2025-10-21 23:19:12 PDT. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.