99 Fair Acres CirStoningtonCT06355
INVESTMENT ANALYSIS
Investment Verdict
Solid Income99 Fair Acres Cir, Stonington, CT, 06355 in Stonington carries a 1.70 coverage ratio, rent of $802/mo is 1.70 times the $472/mo payment. Rental yield 9.17%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $105,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $29,010; total projected cumulative return: $12,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.5% |
| Monthly Cash Flow | $(461) | $1,500 |
City averages based on Stonington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $802 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2016
N/A lot
$N/A/sqft
$550 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2016
N/A lot
$N/A/sqft
$550 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Irene Adams • Signature Properties of NewEng
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24090907
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