99 Bay View AveCornwall On HudsonNY12520
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 99 Bay View Ave, Cornwall On Hudson, NY, 12520 in Cornwall On Hudson. Priced at $549,900, it generates $4,682/mo in gross rent and $1,010/mo in net monthly cash flow, a 10.22% yield that comfortably supports the 1.89 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,123. Five-year appreciation: $151,927. Equity from principal paydown: $5,065/yr. Total projected cumulative return: $274,677.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $1,010 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,682 |
| Total Monthly Debt Service | $3,453 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12520, Cornwall On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,208 (100%) |
| Owner Occupied HU | 734 (60.8%) |
| Renter Occupied HU | 383 (31.7%) |
| Vacant Housing Units | 91 ( 7.5%) |
| Median Home Value | $518,265 |
| Average Home Value | $578,573 |
Housing Distribution
Address Breakdown
Residential
1,312
Single Family
1,200
Multi-Family
112
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12520, Cornwall On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,208 (100%) |
| Owner Occupied HU | 734 (60.8%) |
| Renter Occupied HU | 383 (31.7%) |
| Vacant Housing Units | 91 ( 7.5%) |
| Median Home Value | $518,265 |
| Average Home Value | $578,573 |
Housing Distribution
Address Breakdown
Residential
1,312
Single Family
1,200
Multi-Family
112
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices