9896 Highway 84BismarckAR71929
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 9896 Highway 84, Bismarck, AR, 71929 in Bismarck deserves attention. This $149,925 property earns $1,972/mo in rent, a 15.78% gross yield, and nets $1,070/mo after the $674/mo payment. DSCR 2.93 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $41,422 compounds alongside $1,381/yr in yearly equity build, for a total cumulative return of $125,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.8% | 0.0% |
| Monthly Cash Flow | $1,070 | $0 |
City averages based on Bismarck market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,972 |
| Total Monthly Debt Service | $842 |
| DSCR Ratio | 2.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71929, Bismarck, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,205 (100%) |
| Owner Occupied HU | 1,616 (73.3%) |
| Renter Occupied HU | 287 (13.0%) |
| Vacant Housing Units | 302 (13.7%) |
| Median Home Value | $260,445 |
| Average Home Value | $276,884 |
Housing Distribution
Address Breakdown
Residential
2,156
Single Family
2,156
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71929, Bismarck, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,205 (100%) |
| Owner Occupied HU | 1,616 (73.3%) |
| Renter Occupied HU | 287 (13.0%) |
| Vacant Housing Units | 302 (13.7%) |
| Median Home Value | $260,445 |
| Average Home Value | $276,884 |
Housing Distribution
Address Breakdown
Residential
2,156
Single Family
2,156
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices