986 S Van Ness Avenue #503San FranciscoCA94110
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.37% yield at 986 S Van Ness Avenue #503, San Francisco, CA, 94110 in San Francisco is solid, but the $4,024/mo payment compresses net cash flow to $165/mo at $895,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $247,272 by year five, and $8,243/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.55) without U.S. income documentation. Total projected return: $384,963.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 4.5% |
| Monthly Cash Flow | $165 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,245 |
| Total Monthly Debt Service | $5,181 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94110, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,019 (100%) |
| Owner Occupied HU | 9,614 (32.0%) |
| Renter Occupied HU | 17,928 (59.7%) |
| Vacant Housing Units | 2,477 ( 8.3%) |
| Median Home Value | $1,538,687 |
| Average Home Value | $1,543,290 |
Housing Distribution
Address Breakdown
Residential
28,967
Single Family
15,739
Multi-Family
13,228
Businesses
2,630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94110, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,019 (100%) |
| Owner Occupied HU | 9,614 (32.0%) |
| Renter Occupied HU | 17,928 (59.7%) |
| Vacant Housing Units | 2,477 ( 8.3%) |
| Median Home Value | $1,538,687 |
| Average Home Value | $1,543,290 |
Housing Distribution
Address Breakdown
Residential
28,967
Single Family
15,739
Multi-Family
13,228
Businesses
2,630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls ID: #426116791