9852 Mainsail DrGaithersburgMD20879
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 9852 Mainsail Dr, Gaithersburg, MD, 20879 in Gaithersburg at $730,000 earns $4,760/mo in rent and nets $193/mo after the $3,283/mo payment, a 7.83% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $201,686 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $6,723/yr in principal paydown, total projected return reaches $291,013.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.1% |
| Monthly Cash Flow | $193 | $1,850 |
City averages based on Gaithersburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,760 |
| Total Monthly Debt Service | $4,250 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20879, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,205 (100%) |
| Owner Occupied HU | 6,451 (70.1%) |
| Renter Occupied HU | 2,501 (27.2%) |
| Vacant Housing Units | 253 ( 2.7%) |
| Median Home Value | $510,078 |
| Average Home Value | $599,379 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
6,718
Multi-Family
2,270
Businesses
1,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20879, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,205 (100%) |
| Owner Occupied HU | 6,451 (70.1%) |
| Renter Occupied HU | 2,501 (27.2%) |
| Vacant Housing Units | 253 ( 2.7%) |
| Median Home Value | $510,078 |
| Average Home Value | $599,379 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
6,718
Multi-Family
2,270
Businesses
1,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDMC2223370