9852 Kempster AveFontanaCA92335
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 9852 Kempster Ave, Fontana, CA, 92335 in Fontana deserves attention. This $618,500 property earns $5,514/mo in rent, a 10.7% gross yield, and nets $1,591/mo after the $2,781/mo payment. DSCR 1.98 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $170,880 compounds alongside $5,696/yr in yearly equity build, for a total cumulative return of $337,355.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.0% |
| Monthly Cash Flow | $1,591 | $300 |
City averages based on Fontana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,514 |
| Total Monthly Debt Service | $3,677 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
8,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92335, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,723 (100%) |
| Owner Occupied HU | 11,870 (48.0%) |
| Renter Occupied HU | 12,284 (49.7%) |
| Vacant Housing Units | 569 ( 2.3%) |
| Median Home Value | $483,954 |
| Average Home Value | $532,087 |
Housing Distribution
Address Breakdown
Residential
24,967
Single Family
21,290
Multi-Family
3,677
Businesses
2,075
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
8,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92335, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,723 (100%) |
| Owner Occupied HU | 11,870 (48.0%) |
| Renter Occupied HU | 12,284 (49.7%) |
| Vacant Housing Units | 569 ( 2.3%) |
| Median Home Value | $483,954 |
| Average Home Value | $532,087 |
Housing Distribution
Address Breakdown
Residential
24,967
Single Family
21,290
Multi-Family
3,677
Businesses
2,075
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices