9851 Franchester RdLodiOH44254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 9851 Franchester Rd, Lodi, OH, 44254 in Lodi. Priced at $200,000, it generates $2,543/mo in gross rent and $1,227/mo in net monthly cash flow, a 15.26% yield that comfortably supports the 2.83 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,727. Five-year appreciation: $55,256. Equity from principal paydown: $1,842/yr. Total projected cumulative return: $155,207.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 6.2% |
| Monthly Cash Flow | $1,227 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,543 |
| Total Monthly Debt Service | $1,236 |
| DSCR Ratio | 2.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
13.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44254, Lodi, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,318 (100%) |
| Owner Occupied HU | 1,616 (69.7%) |
| Renter Occupied HU | 549 (23.7%) |
| Vacant Housing Units | 153 ( 6.6%) |
| Median Home Value | $220,154 |
| Average Home Value | $263,311 |
Housing Distribution
Address Breakdown
Residential
2,209
Single Family
2,114
Multi-Family
95
Businesses
156
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
13.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44254, Lodi, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,318 (100%) |
| Owner Occupied HU | 1,616 (69.7%) |
| Renter Occupied HU | 549 (23.7%) |
| Vacant Housing Units | 153 ( 6.6%) |
| Median Home Value | $220,154 |
| Average Home Value | $263,311 |
Housing Distribution
Address Breakdown
Residential
2,209
Single Family
2,114
Multi-Family
95
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices