9824 South Shore Road #3HaywardWI54843
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 9824 South Shore Road #3, Hayward, WI, 54843 in Hayward is narrow, $28/mo net on $1,569/mo rent after the $1,030/mo debt service, but the property operates at break-even-plus, not a loss. At $229,000 with a 8.48% yield, the long-run equity case via 5% appreciation ($63,268 over five years) and $2,109/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $86,226.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $28 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,569 |
| Total Monthly Debt Service | $1,499 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1500
N/A lot
$N/A/sqft
$636 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54843, Hayward, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,183 (100%) |
| Owner Occupied HU | 4,403 (43.2%) |
| Renter Occupied HU | 1,364 (13.4%) |
| Vacant Housing Units | 4,416 (43.4%) |
| Median Home Value | $300,972 |
| Average Home Value | $359,210 |
Housing Distribution
Address Breakdown
Residential
6,017
Single Family
5,893
Multi-Family
124
Businesses
605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1500
N/A lot
$N/A/sqft
$636 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54843, Hayward, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,183 (100%) |
| Owner Occupied HU | 4,403 (43.2%) |
| Renter Occupied HU | 1,364 (13.4%) |
| Vacant Housing Units | 4,416 (43.4%) |
| Median Home Value | $300,972 |
| Average Home Value | $359,210 |
Housing Distribution
Address Breakdown
Residential
6,017
Single Family
5,893
Multi-Family
124
Businesses
605
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy LaReau • Area North Realty Inc
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1590754
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.