9806 Georgia Ave #22-102Silver SpringMD20902
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 9806 Georgia Ave #22-102, Silver Spring, MD, 20902 in Silver Spring. Priced at $187,000, it generates $2,159/mo in gross rent and $996/mo in net monthly cash flow, a 13.85% yield that comfortably supports the 2.57 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,949. Five-year appreciation: $51,665. Equity from principal paydown: $1,722/yr. Total projected cumulative return: $85,274.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 5.2% |
| Monthly Cash Flow | $996 | $1,250 |
City averages based on Silver Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,159 |
| Total Monthly Debt Service | $1,919 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices