9800 Baseline Rd SPC 27Alta LomaCA91701
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 9800 Baseline Rd SPC 27, Alta Loma, CA, 91701 in Alta Loma: $1,289/mo in rent, $244/mo in net income, 9.16% gross yield, 1.70 DSCR, all at $168,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $46,664 in appreciation and $1,556/yr in principal paydown projects total cumulative return of $79,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.0% |
| Monthly Cash Flow | $244 | $1,500 |
City averages based on Alta Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,289 |
| Total Monthly Debt Service | $978 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91701, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,799 (100%) |
| Owner Occupied HU | 10,272 (74.4%) |
| Renter Occupied HU | 3,276 (23.7%) |
| Vacant Housing Units | 251 ( 1.8%) |
| Median Home Value | $726,234 |
| Average Home Value | $722,419 |
Housing Distribution
Address Breakdown
Residential
13,476
Single Family
12,446
Multi-Family
1,030
Businesses
693
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91701, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,799 (100%) |
| Owner Occupied HU | 10,272 (74.4%) |
| Renter Occupied HU | 3,276 (23.7%) |
| Vacant Housing Units | 251 ( 1.8%) |
| Median Home Value | $726,234 |
| Average Home Value | $722,419 |
Housing Distribution
Address Breakdown
Residential
13,476
Single Family
12,446
Multi-Family
1,030
Businesses
693
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Evelyn Enriquez • Western Heritage Inc.
Mls Name: My State MLS
Mls ID: #11402539