980 Kiely Blvd UNIT 124Santa ClaraCA95051
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 980 Kiely Blvd UNIT 124, Santa Clara, CA, 95051 in Santa Clara clears it at 1.68, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.06%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $102,224; $3,408/yr in principal equity; total projected return: $126,994.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $(259) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,795 |
| Total Monthly Debt Service | $2,907 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anton Bion • Base Real Estate
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82016365
Disclaimer: Based on information from the MLSListings MLS as of 2025-10-29 21:02:51 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.