98 N 1300 WBlackfootID83221
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 98 N 1300 W, Blackfoot, ID, 83221 in Blackfoot. Priced at $388,500, it generates $3,890/mo in gross rent and $1,655/mo in net monthly cash flow, a 12.02% yield that comfortably supports the 2.23 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,865. Five-year appreciation: $107,335. Equity from principal paydown: $3,578/yr. Total projected cumulative return: $253,093.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.0% |
| Monthly Cash Flow | $1,655 | $300 |
City averages based on Blackfoot market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,890 |
| Total Monthly Debt Service | $2,080 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83221, Blackfoot, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,394 (100%) |
| Owner Occupied HU | 7,575 (72.9%) |
| Renter Occupied HU | 2,322 (22.3%) |
| Vacant Housing Units | 497 ( 4.8%) |
| Median Home Value | $333,604 |
| Average Home Value | $369,076 |
Housing Distribution
Address Breakdown
Residential
9,808
Single Family
9,744
Multi-Family
64
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83221, Blackfoot, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,394 (100%) |
| Owner Occupied HU | 7,575 (72.9%) |
| Renter Occupied HU | 2,322 (22.3%) |
| Vacant Housing Units | 497 ( 4.8%) |
| Median Home Value | $333,604 |
| Average Home Value | $369,076 |
Housing Distribution
Address Breakdown
Residential
9,808
Single Family
9,744
Multi-Family
64
Businesses
734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices