98 Fuller St APT 32, Ludlow, MA, 01056 | $191/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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98 Fuller St APT 32, Ludlow, MA, 01056 | $191/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ludlow at 98 Fuller St APT 32, Ludlow, MA, 01056 listed at $229,900 pairs $1,640/mo rent with a $1,125/mo payment to leave $191/mo cash flow. Total monthly income runs $1,640/mo, and annual cash flow reaches $2,295/yr on $76,212 cash to close. Return on cash invested measures 22.92% in year one, and rental yield registers 8.56% at a $229,900 basis. Equity gained on principal adds $1,484/yr, and annual property appreciation at 5% supports $63,517 by year five. Five-year ROI tracks 119.18% and total cumulative return in cash totals $90,827. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,640/mo property income relative to a $1,125/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1974

N/A lot

$N/A/sqft

No HOA

More details about the property

Located at 98 Fuller St U:32, in the charming town of Ludlow, Massachusetts, this condominium offers a wonderful opportunity to own property in a desirable location. This home presents a great canvas for creating your ideal living space. Within the 1116 square feet of living area, discover two bedrooms designed to provide comfortable and private retreats. The property includes a full bathroom, providing essential functionality. The convenience of a dedicated garage space means parking is always assured. Situated on floor number two of a single-story building, this condominium provides ease of access. This Ludlow condominium presents an opportunity to craft a personalized living experience in a well-situated property. Replaced washer 2025 and replaced refrigerator 2024

Neighborhood Data

Neighborhood data shown for ZIP Code: 01056, Ludlow, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,781 (100%)
Owner Occupied HU	6,496 (74.0%)
Renter Occupied HU	1,944 (22.1%)
Vacant Housing Units	341 ( 3.9%)
Median Home Value	$350,569
Average Home Value	$370,739