9773 Genesee AveSan DiegoCA92121
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 9773 Genesee Ave, San Diego, CA, 92121 in San Diego. Rental yield 5.57%. At $1,012,400 with 5.57% gross yield, current distributions are modest, but the 5% appreciation rate projects $279,707 in new equity by year five, complemented by $9,324/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.07) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $243,094.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 4.8% |
| Monthly Cash Flow | $(2,452) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,852 |
| Total Monthly Debt Service | $6,694 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
1,519 sqft lot
$N/A/sqft
$593 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92121, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,856 (100%) |
| Owner Occupied HU | 849 (45.7%) |
| Renter Occupied HU | 914 (49.2%) |
| Vacant Housing Units | 93 ( 5.0%) |
| Median Home Value | $1,047,515 |
| Average Home Value | $1,103,613 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,345
Multi-Family
489
Businesses
3,795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
1,519 sqft lot
$N/A/sqft
$593 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92121, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,856 (100%) |
| Owner Occupied HU | 849 (45.7%) |
| Renter Occupied HU | 914 (49.2%) |
| Vacant Housing Units | 93 ( 5.0%) |
| Median Home Value | $1,047,515 |
| Average Home Value | $1,103,613 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,345
Multi-Family
489
Businesses
3,795
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A