975 Maple AveHoltvilleCA92250
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Holtville rental at 975 Maple Ave, Holtville, CA, 92250 sits in the solid-income band: 8.08% gross yield, $3,502/mo rent, $285/mo net after the $2,338/mo debt service, DSCR 1.50. Entry price of $520,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $143,666 and $4,789/yr in principal reduction bring total cumulative return to $215,574.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $285 | $150 |
City averages based on Holtville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,502 |
| Total Monthly Debt Service | $3,010 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92250, Holtville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,697 (100%) |
| Owner Occupied HU | 1,488 (55.2%) |
| Renter Occupied HU | 1,034 (38.3%) |
| Vacant Housing Units | 175 ( 6.5%) |
| Median Home Value | $363,035 |
| Average Home Value | $363,340 |
Housing Distribution
Address Breakdown
Residential
2,567
Single Family
2,469
Multi-Family
98
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92250, Holtville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,697 (100%) |
| Owner Occupied HU | 1,488 (55.2%) |
| Renter Occupied HU | 1,034 (38.3%) |
| Vacant Housing Units | 175 ( 6.5%) |
| Median Home Value | $363,035 |
| Average Home Value | $363,340 |
Housing Distribution
Address Breakdown
Residential
2,567
Single Family
2,469
Multi-Family
98
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christa Mostrong • Duflock & Associates Real Estate
Mls Name: ICAOR
Mls Provider:
Mls ID: #25533629IC
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.