972 Martin Mill PikeRockfordTN37853
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Rockford at 972 Martin Mill Pike, Rockford, TN, 37853 projects strong ROI of 2.38%. Rental yield 1.46%. With 5% annual appreciation, the property builds $697,611 in value over five years. Equity growth combined delivers a projected five-year ROI of 25.23%, translating into $179,980 in total cumulative return on $713,313 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.5% | 6.2% |
| Monthly Cash Flow | $(12,047) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,068 |
| Total Monthly Debt Service | $14,110 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
15.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37853, Rockford, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,612 (100%) |
| Owner Occupied HU | 1,112 (69.0%) |
| Renter Occupied HU | 352 (21.8%) |
| Vacant Housing Units | 148 ( 9.2%) |
| Median Home Value | $317,557 |
| Average Home Value | $430,022 |
Housing Distribution
Address Breakdown
Residential
1,589
Single Family
1,589
Multi-Family
0
Businesses
68
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
15.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37853, Rockford, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,612 (100%) |
| Owner Occupied HU | 1,112 (69.0%) |
| Renter Occupied HU | 352 (21.8%) |
| Vacant Housing Units | 148 ( 9.2%) |
| Median Home Value | $317,557 |
| Average Home Value | $430,022 |
Housing Distribution
Address Breakdown
Residential
1,589
Single Family
1,589
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices