9711 Shady Tree LnHoustonTX77086
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9711 Shady Tree Ln, Houston, TX, 77086 in Houston speaks for itself: 12.27% gross on a $208,600 price, generating $2,132/mo in rent and $617/mo in net income after the $938/mo debt service. DSCR 2.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,400 stacks alongside $57,632 in projected five-year appreciation and $1,921/yr in principal reduction. Projected total cumulative return: $119,787.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $617 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,132 |
| Total Monthly Debt Service | $1,433 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
6,838 sqft lot
$N/A/sqft
$31 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77086, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,341 (100%) |
| Owner Occupied HU | 4,616 (49.4%) |
| Renter Occupied HU | 4,238 (45.4%) |
| Vacant Housing Units | 487 ( 5.2%) |
| Median Home Value | $214,389 |
| Average Home Value | $254,623 |
Housing Distribution
Address Breakdown
Residential
8,631
Single Family
6,758
Multi-Family
1,873
Businesses
1,019
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
6,838 sqft lot
$N/A/sqft
$31 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77086, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,341 (100%) |
| Owner Occupied HU | 4,616 (49.4%) |
| Renter Occupied HU | 4,238 (45.4%) |
| Vacant Housing Units | 487 ( 5.2%) |
| Median Home Value | $214,389 |
| Average Home Value | $254,623 |
Housing Distribution
Address Breakdown
Residential
8,631
Single Family
6,758
Multi-Family
1,873
Businesses
1,019
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices