971 Laurel Ct NEAtlantaGA30326
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Atlanta rental at 971 Laurel Ct NE, Atlanta, GA, 30326 sits in the solid-income band: 8.09% gross yield, $6,400/mo rent, $269/mo net after the $4,141/mo debt service, DSCR 1.55. Entry price of $921,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $254,455 and $8,482/yr in principal reduction bring total cumulative return to $399,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $269 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,400 |
| Total Monthly Debt Service | $5,239 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30326, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,655 (100%) |
| Owner Occupied HU | 1,911 (22.1%) |
| Renter Occupied HU | 5,114 (59.1%) |
| Vacant Housing Units | 1,630 (18.8%) |
| Median Home Value | $673,489 |
| Average Home Value | $822,878 |
Housing Distribution
Address Breakdown
Residential
7,367
Single Family
1,211
Multi-Family
6,156
Businesses
1,249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30326, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,655 (100%) |
| Owner Occupied HU | 1,911 (22.1%) |
| Renter Occupied HU | 5,114 (59.1%) |
| Vacant Housing Units | 1,630 (18.8%) |
| Median Home Value | $673,489 |
| Average Home Value | $822,878 |
Housing Distribution
Address Breakdown
Residential
7,367
Single Family
1,211
Multi-Family
6,156
Businesses
1,249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices